Specializing in Elder Law, Medicaid
and Estate Planning
Long-term care expenses represent a significant financial risk for the elderly. Most long-term care facility residents face an average stay of two to three years. Long-term care is extremely expensive with the average rate for a semi-private room in a Texas nursing home costing $55,000.00 a year. Meaning a three year stay will cost approximately $165,000.00 and does not include ancillary supplies or prescription drugs. Most spouses cannot afford to support themselves and pay all of these additional nursing home costs.
•Medicare coverage is limited to rehabilitation •The VA can provide some financial help, but it is rarely enough to cover the cost of long-term care •Most people do not have the resources to self or private pay for very long •Families can only help so much because providing care or funding is a drain on their own resources •Only 10% of people have long term care insurance
Fortunately, qualifying for Medicaid can help. An experienced elder care attorney can help with the complicated process of eligibility including advising you on the numerous spousal impoverishment provisions, how to qualify for benefits at the earliest time possible, and how to save the maximum amount of assets.
While the Kirchmer Law Firm specializes in Elder Law, Medicaid and Estate Planning, we are also skilled and equipped to handle the following types of cases:
First Party Insurance Claims
We provide highly skilled representation to individuals and businesses with insurance claim disputes. The Kirchmer Law Firm is competent in handling disputes resulting from fire loss, hail storm, wind storm, tornado, hurricane, plumbing leak, and others. We handle claims against major and minor insurance carriers.
When an insurance company fails to promptly settle damage claims or denies your claim, you may be entitled to additional compensation according to the State of Texas' common and statutory law. If you're in Texas, your insurance policy serves as a lawful contract between you and the insurance company. As a result, your insurance company has a fiduciary duty to act in good faith in handling your insurance claim. Insurance companies have a duty to settle your claim in a timely manner and in good faith. You are entitled, by law, to a fair and prompt settlement of your property damages.
Commercial and Business Disputes
The Kirchmer Law Firm represents clients in commercial litigation cases involving a wide variety of business disputes. Our clients include small businesses, sole proprietors, corporations and partnerships. We are skilled in handling a full array of business disputes including general contract disputes, business torts and statutory claims.
Product Defect Litigation
The Kirchmer Law Firm has successfully handled cases involving defective building products. Our clients include property owners who have been adversely affected by a defective product used in the construction of the property; products such as roof shingles, roof tiles, siding and synthetic stucco.
The Kirchmer Law Firm specializes in handling personal injury and wrongful death cases arising from automobile or commercial trucking accidents, defective products, pharmaceuticals, hazardous property conditions and negligence of another person or company.
The Kirchmer Law Firm can help. Call to schedule a free consultation (214) 810-6667.